Cookies Policy

What Are Cookies

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and improve your browsing experience.

How We Use Cookies

This website uses minimal cookies strictly necessary for basic functionality. We do not use tracking cookies, advertising cookies, or analytics cookies that collect personal information.

Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly and cannot be disabled in our systems.

What We Don't Use

This website does NOT use:

• Tracking or analytics cookies (no Google Analytics, no third-party analytics)
• Advertising cookies
• Social media cookies
• Third-party cookies for marketing purposes
• Cookies that collect personal information beyond essential functionality

Browser Storage

In addition to cookies, this website uses browser localStorage to remember:

• Your cookie consent decision
• Form data temporarily during multi-step processes (cleared after submission)

localStorage data remains on your device and is not transmitted to our servers except when you explicitly submit a form.

Managing Cookies

You can control and manage cookies through your browser settings. Most browsers allow you to:

• View what cookies are stored
• Delete all cookies or specific cookies
• Block cookies from specific sites
• Block all third-party cookies
• Clear all cookies when you close your browser

Browser-Specific Instructions

Chrome: Settings > Privacy and security > Cookies and other site data

Firefox: Settings > Privacy & Security > Cookies and Site Data

Safari: Preferences > Privacy > Cookies and website data

Edge: Settings > Cookies and site permissions > Cookies and site data

Impact of Blocking Cookies

If you block or delete essential cookies used by this website:

• The cookie consent banner will reappear on each visit
• Form submissions may not function properly
• Your session may not persist between page visits

Since we only use essential cookies, blocking them may impair basic website functionality.

Third-Party Cookies

We do not intentionally set third-party cookies. However, if you navigate to external links from our website (such as government benefit portals or regulatory authorities), those sites may set their own cookies subject to their own cookie policies.

Updates to This Policy

We may update this cookies policy to reflect changes in technology or legal requirements. Any significant changes will be indicated by updating the "last updated" date at the top of this page.

Contact Us

If you have questions about our use of cookies, contact us at [email protected].